学生贷款再融资

利率处于历史低位, refinancing your student loans could help you pay your loans off sooner or save on your monthly payment. But we know that everyone’s student loan situation is unique, and figuring out where to start can be tough. 查看我们的 再融资指引 或向我们的 大学辅导员 to determine if it makes sense for you.

开始

你可以和我们谈谈! Look to us for answers to your questions about student loans.

Set up a complimentary one-on-one appointment with a 学生 贷款 Expert.

• Explore options and identify differences between federal and private student loans
• Discuss options for undergraduate degrees
• Discuss options for graduate students seeking a business degree
• Get assistance completing your student loan application

Schedule a Meeting with a 学生 贷款 Advisor

No. Even though you will apply for these loans through your school, we are still here to answer your questions at the 学生 Loan Hotline: 1-317-524-5168 或通过 电子邮件.

We do offer an Undergraduate Private 学生 Loan. This private education line of credit, fills the gap when you've exhausted all other lower-cost sources of aid.

• For students attending most four-year public and private nonprofit schools
• Covers cost of attendance: tuition, fees, books, room and board, other related expenses
• School-certified, convenient line of credit allows for one application and multiple draw requests
• Flexible repayment options during school and after graduation, including the option to defer payment while still a student

更多的细节电子邮件我们

像银行一样，只是更好!

更好的利率. 更少的费用.

因为我们是信用合作社, we return profits to members in the form of reduced fees, 更高的储蓄率, 更低的贷款利率.

可信的建议. 新鲜的方法.

We pride ourselves on being a trusted source for financial education. Your financial wellness expert will come to your workplace to answer questions and provide you with 1-on-1 assistance as you navigate the changes that come with each of life's stages.

尊重当地. 在全球范围内访问.

Headquartered in 印第安纳波利斯 since 1930, we rank among the top 3% of credit unions nationally². We serve members in all 50 states and 50+ countries. You’ll have access to 5,000+ shared branches nationwide and 78,000+ surcharge-free ATMs globally.

高科技. 人类接触.

Our technology makes banking with 元素 easy. From quick digital applications to online and mobile banking, we’ll be by your side wherever you go. We’re here for you with member service available 24/7 and live chat during the workday.

开始

再融资的4个步骤

• 第1天 Initial Refi Application Started - You can apply online in as little as 20 minutes. Submit your application online anytime or call 1-844-207-9919 24 hours a day, 7 days a week, to get started. 一定要 手边准备一些资料 为了顺利应用.
• Days 2-16 — Document Submission and Verification - You may need to submit additional documentation for the verification process.
• Days 17-31 — Loan Processing and Finalization -一旦你达到这一点, your loan has been approved and we are waiting for any additional documents or payoff information.
• Days 32-42 — Loan Disbursement to Your Original Lenders — Once the payoff has been verified by your original lender, we will complete a few final checks and then remit payment on your behalf per the details of your new refinance loan.

开始